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Credila Financial Services IPO is a Book Building listing on BSE,NSE exchange, with an ipo size of ₹ [●] Cr. The company is based in Mumbai and caters to Banking And Finance sector. Axis Capital , Citigroup Global Markets India , Goldman Sachs (India) Securities , IIFL Securities , Jefferies India are the merchant bankers of Credila Financial Services IPO. It is a MainBoard Upcoming IPO which filed its Draft Red Herring Prospectus (DRHP) on 26th June 2025.
Credila Financial Services IPO posted revenues of ₹ 4,719.73 Cr. and PAT of ₹ 989.95 Cr. in FY25 on annualised basis.
Revenue:
₹ 4,719.73 Cr.
EBITDA Margin:
89.78
% 
Net Worth: ₹ 8694.51 Cr.
Market Capitalisation:
[●]
P/E:
[●]
P/BV: [●]
EV/EBITDA: 6.78 times
Financial results of Credila Financial Services IPO based on restated financials as per prospectus and IPO review parameters can be referred to below.
| Financials | FY25 | FY24 | FY23 | ||
|---|---|---|---|---|---|
|
Balance Sheet
|
|||||
| Assets | 48194.50 | 31565.97 | 16446.04 | ||
| Net Worth | 8694.51 | 5043.36 | 2435.09 | ||
| Total Debt | 31384.53 | 21097.25 | 8862.74 | ||
|
Profit & Loss
|
|||||
Revenue
Revenue on annualised basis |
4719.73 | 2771.04 | 1352.17 | ||
EBITDA
EBITDA on annualised basis |
4237.18 | 2450.80 | 1190.27 | ||
PAT
PAT on annualised basis |
989.95 | 528.80 | 276.00 | ||
Credila Financial Services IPO PAT Margin is 20.97 % , ROCE (Return on Capital Employed) is [●] % as per latest financial. The below table shows Credila Financial Services IPO Key Performance Indicators (KPI) as mentioned in company’s prospectus.
| Particulars | FY25 | FY24 | FY23 |
|---|---|---|---|
| EBITDA Margin (%) | 89.78 | 88.44 | 88.03 |
| PAT Margin (%) | 20.97 | 19.08 | 20.41 |
| EPS (₹) | 47.80 | 33.83 | 20.56 |
| ROE (%) | 11.39 | 10.49 | 11.33 |
| ROCE (%) | [●] | [●] | [●] |
| ROA (%) | 2.05 | 1.68 | 1.68 |
| Debt to Equity | 3.61 | 4.18 | 3.64 |
The market Capitalisation of Credila Financial Services IPO is ₹ [●] crores at the time of IPO and other IPO valuation metrics of this IPO is mentioned below.
The Credila Financial Services IPO prospectus highlights an Return on Equity (ROE) of 11.39 % , Return on Assets (ROA) of 2.05 %, and an EBITDA Margin of 89.78 %, showcasing financial performance.
Profitability ratios like Return on Equity (ROE), Return on Assets (ROA), and Net Profit Margin shows Credila Financial Services IPO financial report. Analysing these metrics can provide insights into the company’s efficiency, profitability, and long-term growth potential.
The post-IPO market capitalisation of Credila Financial Services IPO is ₹ [●] Cr., based on the issue price and share structure. It helps investors gauge the company’s valuation and compare it with industry peers before investing.
The Credila Financial Services IPO has a Price-to-Earnings (PE) ratio of [●], indicating valuation compared to industry peers. It helps investors determine if the stock is overvalued or undervalued compared to its earnings and industry peers.
Credila Financial Services IPO reported revenue of ₹ 4719.73 Cr. in the latest fiscal year, showing business performance, on annualised basis. Revenue figures from Credila Financial Services IPO provide insights into sales growth, market demand, and business scalability.
Credila Financial Services recorded an EBITDA of ₹ 4,237.18 Cr., reflecting operational efficiency. EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortisation) measures operational profitability.
Credila Financial Services Profit After Tax (PAT) is ₹ 989.95 Cr., reflecting earnings growth. Profit After Tax (PAT) reflects the company’s actual earnings after all expenses, taxes, and deductions
Revenue:
₹ 4,719.73 Cr.
EBITDA Margin:
89.78
%
Net Worth: ₹ 8,694.51 Cr.
Market Capitalisation:
[●]
P/E:
[●]
P/BV: [●]
EV/EBITDA:
[●]
Credila Financial Services operates in Banking And Finance and Non-banking Financial Company (NBFC) Specialising In Education Loans. The Issue is listed on BSE,NSE in Jul, 2025. Credila Financial Services IPO size was with Issue price of .
Merchant Banker(s) of Credila Financial Services IPO: Axis Capital Limited , Citigroup Global Markets India Private Limited , Goldman Sachs (India) Securities Private Limited , IIFL Securities Limited , Jefferies India Private Limited
Credila Financial Services IPO subscription was X. IPO subscription refers to applications received in an IPO by each quota, i.e., QIB, Retail, and NII. In some IPOs, Eligible employee quota and shareholder’s quota are also present. Learn more about IPO subscriptions here.
Credila Financial Services IPO listed at a listing price of against the offer price of .
The current market price of Credila Financial Services is .
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