114  Total SME IPOs listed in 2025

5,174.44 Crs.  Total funds raised in 2025

79  SME IPOs listed with Gain in 2025

35  SME IPOs listed with loss in 2025

114  Total SME IPOs listed in 2025

5,174.44 Crs.  Total funds raised in 2025

79  SME IPOs listed with Gain in 2025

35  SME IPOs listed with loss in 2025

114  Total SME IPOs listed in 2025

5,174.44 Crs.  Total funds raised in 2025

79  SME IPOs listed with Gain in 2025

35  SME IPOs listed with loss in 2025

114  Total SME IPOs listed in 2025

5174.44 Crs.  Total funds raised in 2,025.00

79  SME IPOs listed with Gain in 2025

35  SME IPOs listed with loss in 2025

Ujjivan Financial Services Limited IPO Analysis

Ujjivan Financial Services IPO is a Book Building listing on BSE,NSE exchange, with an ipo size of ₹ 887.69 Cr. The company is based in Bangalore and caters to Banking And Finance sector. Axis Capital , ICICI Securities , IIFL Securities , Kotak Mahindra Capital Company are the merchant bankers of Ujjivan Financial Services IPO. It is a MainBoard IPO which filed its Draft Red Herring Prospectus (DRHP) on 31st December 2015.

Ujjivan Financial Services IPO posted revenues of ₹ 950.93 Cr. and PAT of ₹ 163.07 Cr. in FY16 on annualised basis.

IPO Key Highlights

*At the time of IPO, on Annualised Basis
  • Revenue: ₹ 950.93 Cr.
            EBITDA: ₹ 665.55 Cr.
            PAT: ₹ 163.07 Cr.
  • EBITDA Margin: 69.99 %
            Pat Margin: 17.15 %
  • Net Worth: ₹ 859.00 Cr.
  • Market Capitalisation: [●]
  • P/E: 15.00 times
  • P/BV: [●]
  • EV/EBITDA: 2.27 times
Nature of IPO : MainBoard
Exchange : BSE,NSE
IPO Type : Book Building

Ujjivan Financial IPO Financial Performance (Restated)

Financial results of Ujjivan Financial Services IPO based on restated financials as per prospectus and IPO review parameters can be referred to below.

Amount in ₹ crores
Financials Dec-15 FY15 FY14 FY13
Balance Sheet
Assets 4753.09 3976.25 2078.70 1356.86
Net Worth 859.00 736.45 372.52 317.95
Total Debt 1569.04 1287.59 567.06 387.47
Profit & Loss
Revenue
Revenue on annualised basis
713.20
950.93
599.31 347.88 222.51
EBITDA
EBITDA on annualised basis
499.16
665.55
392.63 231.83 132.29
PAT
PAT on annualised basis
122.30
163.07
75.78 58.41 32.87
Financials
31-Dec-15
FY15
FY14
FY13
Balance Sheet
Assets
4,753.09
3,976.25
2,078.70
1,356.86

Net Worth
859.00
736.45
372.52
317.95

Total Debt
1,569.04
1,287.59
567.06
387.47

Profit & Loss
Revenue
Revenue on annualised basis
713.20
950.93
599.31
347.88
222.51

EBITDA
EBITDA on annualised basis
499.16
665.55
392.63
231.83
132.29

PAT
PAT on annualised basis
122.30
163.07
75.78
58.41
32.87

Notes:
1) Total debt incluides long-term borrowings and short-term borrowings.
2) Revenue means the Revenue from Operations as appearing in the Restated Financial Statements.

Ujjivan Financial IPO Key performance Indicators (KPI)

Ujjivan Financial Services IPO PAT Margin is 17.15 % , ROCE (Return on Capital Employed) is [●] % as per latest financial. The below table shows Ujjivan Financial Services IPO Key Performance Indicators (KPI) as mentioned in company’s prospectus.

Particulars Dec-15 FY15 FY14 FY13
EBITDA Margin (%) 69.99 65.51 66.64 59.45
PAT Margin (%) 17.15 12.64 16.79 14.77
EPS (₹) 14.20 11.24 8.91 5.33
ROE (%) 14.24 10.29 15.68 10.34
ROCE (%) [●] [●] [●] [●]
ROA (%) 2.57 1.91 2.81 2.42
Debt to Equity 1.83 1.75 1.52 1.22
Particulars
31-Dec-15
FY15
FY14
FY13

EBITDA Margin (%)
69.99
65.51
66.64
59.45

PAT Margin (%)
17.15
12.64
16.79
14.77

EPS (₹)
14.20
11.24
8.91
5.33

ROE (%)
14.24
10.29
15.68
10.34

ROCE (%)
[●]
[●]
[●]
[●]

ROA (%)
2.57
1.91
2.81
2.42

Debt to Equity (x)  
1.83
1.75
1.52
1.22

Notes:
1) The EPS represents post-bonus basic EPS.
2) Return on Equity is ratio of Profit after Tax and Total Equity.
3) Return on Assets is ratio of Profit after Tax and Total Assets.
4) Debt to Equity is ratio of Total borrowings and Total Equity.

Ujjivan Financial Services IPO Valuation Metrics

The market Capitalisation of Ujjivan Financial Services IPO is ₹ 0.00 crores at the time of IPO and other IPO valuation metrics of this IPO is mentioned below.

Key Metrics (at the time of IPO)


Market Capitalisation (₹ Cr.):
[●]

Enterprise Value (EV) (₹ Cr.):
[●]

EV/EBITDA (times) :
[●]

PE Multiple (times) :
15.00

P/B (times) :
[●]

NAV (₹) :
93.92

Notes:
1) The Enterprise Value is calculated as Market Cap. + Total Debt - Cash and Cash Equivalents.
2) Price to Book multiple is calculated as the ratio of Market Cap. and Net Worth post IPO proceeds.

What are the key financial metrics in Ujjivan Financial prospectus?

The Ujjivan Financial Services IPO prospectus highlights an Return on Equity (ROE) of 14.24 % , Return on Assets (ROA) of 2.57 %, and an EBITDA Margin of 69.99 %, showcasing financial performance.

How do profitability ratios impact the evaluation of Ujjivan Financial IPO?

Profitability ratios like Return on Equity (ROE), Return on Assets (ROA), and Net Profit Margin shows Ujjivan Financial Services IPO financial report. Analysing these metrics can provide insights into the company’s efficiency, profitability, and long-term growth potential.

What is the market capitalisation for Ujjivan Financial IPO ?

The post-IPO market capitalisation of Ujjivan Financial Services IPO is ₹ 0.00 Cr., based on the issue price and share structure. It helps investors gauge the company’s valuation and compare it with industry peers before investing.

What is the PE Multiple of Ujjivan Financial IPO?

The Ujjivan Financial Services IPO has a Price-to-Earnings (PE) ratio of 15.00 X, indicating valuation compared to industry peers. It helps investors determine if the stock is overvalued or undervalued compared to its earnings and industry peers.

What is the Revenue of Ujjivan Financial Services IPO?

Ujjivan Financial Services IPO reported revenue of ₹ 972.85 Cr. in the latest fiscal year, showing business performance, on annualised basis. Revenue figures from Ujjivan Financial Services IPO provide insights into sales growth, market demand, and business scalability.

What is the EBITDA of Ujjivan Financial Services IPO?

Ujjivan Financial Services recorded an EBITDA of ₹ 665.55 Cr., reflecting operational efficiency. EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortisation) measures operational profitability.

What is the PAT of Ujjivan Financial Services IPO?

Ujjivan Financial Services Profit After Tax (PAT) is ₹ 163.07 Cr., reflecting earnings growth. Profit After Tax (PAT) reflects the company’s actual earnings after all expenses, taxes, and deductions

IPO Key Highlights

*At the time of IPO, on Annualised Basis
  • Revenue: ₹ 950.93 Cr.
            EBITDA: ₹ 665.55 Cr.
            PAT: ₹ 163.07 Cr.
  • EBITDA Margin: 69.99 %
            Pat Margin: 17.15 %
  • Net Worth: ₹ 859.00 Cr.
  • Market Capitalisation: [●]
  • P/E: 15.00 times
  • P/BV: [●]
  • EV/EBITDA: [●]

Revenue

(As Annualised)

EBITDA

(As Annualised)

PAT

(As Annualised)
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FAQs

Ujjivan Financial Services operates in Banking And Finance and Micro Finance. The Issue is listed on BSE,NSE in May, 2016. Ujjivan Financial Services IPO size was 887.69 with Issue price of 210.00 .

Merchant Banker(s) of Ujjivan Financial Services IPO: Axis Capital Limited , ICICI Securities Limited , IIFL Securities Limited , Kotak Mahindra Capital Company Limited

Ujjivan Financial Services IPO subscription was 40.68 X. IPO subscription refers to applications received in an IPO by each quota, i.e., QIB, Retail, and NII. In some IPOs, Eligible employee quota and shareholder’s quota are also present. Learn more about IPO subscriptions here.

Ujjivan Financial Services IPO listed at a listing price of 231.60 against the offer price of 210.00.

The current market price of Ujjivan Financial Services is .

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