91  Total SME IPOs listed in 2025

4,041.09 Crs.  Total funds raised in 2025

63  SME IPOs listed with Gain in 2025

28  SME IPOs listed with loss in 2025

91  Total SME IPOs listed in 2025

4,041.09 Crs.  Total funds raised in 2025

63  SME IPOs listed with Gain in 2025

28  SME IPOs listed with loss in 2025

91  Total SME IPOs listed in 2025

4,041.09 Crs.  Total funds raised in 2025

63  SME IPOs listed with Gain in 2025

28  SME IPOs listed with loss in 2025

91  Total SME IPOs listed in 2025

4041.09 Crs.  Total funds raised in 2,025.00

63  SME IPOs listed with Gain in 2025

28  SME IPOs listed with loss in 2025

Bajaj Housing Finance Limited IPO Analysis

Bajaj Housing Finance IPO is a Book Building listing on BSE,NSE exchange, with an ipo size of ₹ 6560.00 Cr. The company is based in Pune and caters to Banking And Finance sector. Axis Capital , Bofa Securities India , Goldman Sachs (India) Securities , IIFL Securities , Jm Financial , Kotak Mahindra Capital Company , SBI Capital Markets are the merchant bankers of Bajaj Housing Finance IPO. It is a MainBoard IPO which filed its Draft Red Herring Prospectus (DRHP) on 7th June 2024.

Bajaj Housing Finance IPO posted revenues of ₹ 8834.92 crores and PAT of ₹ 1930.44 crores in FY25 on annualised basis.

IPO Key Highlights

*At the time of IPO, on Annualised Basis
  • Revenue: ₹ 8,834.60 Cr.
            EBITDA: ₹ 815.44 Cr.
            PAT: ₹ 1,930.44 Cr.
  • EBITDA Margin: 9.23 %
            Pat Margin: 21.85 %
  • Net Worth: ₹ 14719.91 Cr.
  • Market Capitalisation: ₹ 58297.03 Cr.
  • P/E: 30.20 times
  • P/BV: 2.74 times
  • EV/EBITDA: 125.03 times
Nature of IPO : MainBoard
Exchange : BSE,NSE
IPO Type : Book Building

Bajaj Housing IPO Financial Performance (Restated)

Financial results of Bajaj Housing Finance IPO based on restated financials as per prospectus and IPO review parameters can be referred to below.

Amount in ₹ crores
Financials Jun-24 FY24 FY23 FY22
Balance Sheet
Assets 88538.83 81827.09 64654.14 48527.08
Net Worth 14719.91 12233.50 10503.19 6741.36
Total Debt 43716.30 42299.73 33654.70 24493.17
Profit & Loss
Revenue
Revenue on annualised basis
2208.65
8,834.60
7617.31 5664.73 3766.71
EBITDA
EBITDA on annualised basis
203.86
815.44
689.35 494.48 314.09
PAT
PAT on annualised basis
482.61
1,930.44
1731.22 1257.80 709.62
Financials
30-Jun-24
FY24
FY23
FY22
Balance Sheet
Assets
88538.83
81827.09
64654.14
48527.08

Net Worth
14719.91
12233.50
10503.19
6741.36

Total Debt
43716.30
42299.73
33654.70
24493.17

Profit & Loss
Revenue
Revenue on annualised basis
2208.65
8,834.60
7617.31
5664.73
3766.71

EBITDA
EBITDA on annualised basis
203.86
815.44
689.35
494.48
314.09

PAT
PAT on annualised basis
482.61
1,930.44
1731.22
1257.80
709.62

Notes:
1) Total debt incluides long-term borrowings and short-term borrowings.
2) Revenue means the Revenue from Operations as appearing in the Restated Financial Statements.

Bajaj Housing IPO Key performance Indicators (KPI)

Bajaj Housing Finance IPO PAT Margin is 21.85 % , ROCE (Return on Capital Employed) is [●] % as per latest financial. The below table shows Bajaj Housing Finance IPO Key Performance Indicators (KPI) as mentioned in company’s prospectus.

Particulars Jun-24 FY24 FY23 FY22
EBITDA Margin (%) 9.23 9.05 8.73 8.34
PAT Margin (%) 21.85 22.73 22.20 18.84
EPS (₹) 0.60 2.60 1.90 1.50
ROE (%) 3.28 14.15 11.98 10.53
ROCE (%) [●] [●] [●] [●]
ROA (%) 0.55 2.12 1.95 1.46
Debt to Equity 2.97 3.46 3.20 3.63
Particulars
30-Jun-24
FY24
FY23
FY22

EBITDA Margin (%)
9.23
9.05
8.73
8.34

PAT Margin (%)
21.85
22.73
22.20
18.84

EPS (₹)
0.60
2.60
1.90
1.50

ROE (%)
3.28
14.15
11.98
10.53

ROCE (%)
[●]
[●]
[●]
[●]

ROA (%)
0.55
2.12
1.95
1.46

Debt to Equity (x)  
2.97
3.46
3.20
3.63

Notes:
1) The EPS represents post-bonus basic EPS.
2) Return on Equity is ratio of Profit after Tax and Total Equity.
3) Return on Assets is ratio of Profit after Tax and Total Assets.
4) Debt to Equity is ratio of Total borrowings and Total Equity.

Bajaj Housing Finance IPO Valuation Metrics

The market Capitalisation of Bajaj Housing Finance IPO is ₹ 58297.03 crores at the time of IPO and other IPO valuation metrics of this IPO is mentioned below.

Key Metrics (at the time of IPO)


Market Capitalisation (₹ Cr.):
58297.03

Enterprise Value (EV) (₹ Cr.):
101,956.63

EV/EBITDA (times) :
125.03

PE Multiple (times) :
30.20

P/B (times) :
2.74

NAV (₹) :
18.80

Notes:
1) The Enterprise Value is calculated as Market Cap. + Total Debt - Cash and Cash Equivalents.
2) Price to Book multiple is calculated as the ratio of Market Cap. and Net Worth post IPO proceeds.

What are the key financial metrics in Bajaj Housing prospectus?

The Bajaj Housing Finance IPO prospectus highlights an Return on Equity (ROE) of 3.28 % , Return on Assets (ROA) of 0.55 %, and an EBITDA Margin of 9.23 %, showcasing financial performance.

How do profitability ratios impact the evaluation of Bajaj Housing IPO?

Profitability ratios like Return on Equity (ROE), Return on Assets (ROA), and Net Profit Margin shows Bajaj Housing Finance IPO financial report. Analysing these metrics can provide insights into the company’s efficiency, profitability, and long-term growth potential.

What is the market capitalisation for Bajaj Housing IPO ?

The post-IPO market capitalisation of Bajaj Housing Finance IPO is ₹ 58297.03 Cr., based on the issue price and share structure. It helps investors gauge the company’s valuation and compare it with industry peers before investing.

What is the PE Multiple of Bajaj Housing IPO?

The Bajaj Housing Finance IPO has a Price-to-Earnings (PE) ratio of 30.20 X, indicating valuation compared to industry peers. It helps investors determine if the stock is overvalued or undervalued compared to its earnings and industry peers.

What is the Revenue of Bajaj Housing Finance IPO?

Bajaj Housing Finance IPO reported revenue of ₹ 8834.92 Cr. in the latest fiscal year, showing business performance, on annualised basis. Revenue figures from Bajaj Housing Finance IPO provide insights into sales growth, market demand, and business scalability.

What is the EBITDA of Bajaj Housing Finance IPO?

Bajaj Housing Finance recorded an EBITDA of ₹ 815.44 Cr., reflecting operational efficiency. EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortisation) measures operational profitability.

What is the PAT of Bajaj Housing Finance IPO?

Bajaj Housing Finance Profit After Tax (PAT) is ₹ 1,930.44 Cr., reflecting earnings growth. Profit After Tax (PAT) reflects the company’s actual earnings after all expenses, taxes, and deductions

IPO Key Highlights

*At the time of IPO, on Annualised Basis
  • Revenue: ₹ 8,834.60 Cr.
            EBITDA: ₹ 815.44 Cr.
            PAT: ₹ 1,930.44 Cr.
  • EBITDA Margin: 9.23 %
            Pat Margin: 21.85 %
  • Net Worth: ₹ 14719.91 Cr.
  • Market Capitalisation: ₹ 58297.03 Cr.
  • P/E: 30.20 times
  • P/BV: 2.74 times
  • EV/EBITDA: 125.03 times

Revenue

(As Annualised)

EBITDA

(As Annualised)

PAT

(As Annualised)
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FAQs

Bajaj Housing Finance operates in Banking And Finance and Non-deposit-taking Housing Finance Company (HFC) Registered With The National Housing Bank?. The Issue is listed on BSE,NSE in Sep, 2024. Bajaj Housing Finance IPO size was 6560.00 with Issue price of 70.00 .

Merchant Banker(s) of Bajaj Housing Finance IPO: Axis Capital Limited , Bofa Securities India Limited , Goldman Sachs (India) Securities Private Limited , IIFL Securities Limited , Jm Financial Limited , Kotak Mahindra Capital Company Limited , SBI Capital Markets Limited

Bajaj Housing Finance IPO subscription was 67.43 X. IPO subscription refers to applications received in an IPO by each quota, i.e., QIB, Retail, and NII. In some IPOs, Eligible employee quota and shareholder’s quota are also present. Learn more about IPO subscriptions here.

Bajaj Housing Finance IPO listed at a listing price of 164.99 against the offer price of 70.00.

The current market price of Bajaj Housing Finance is 121.54.

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