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Capital Small Finance Bank IPO is a Book Building listing on BSE,NSE exchange, with an ipo size of ₹ 523.07 Cr. The company is based in Jalandhar and caters to Banking And Finance sector. Dam Capital Advisors (Formerly Idfc Securities ) , Equirus Capital , Nuvama Wealth Management are the merchant bankers of Capital Small Finance Bank IPO. It is a MainBoard IPO which filed its Draft Red Herring Prospectus (DRHP) on 28th September 2024.
Capital Small Finance Bank IPO posted revenues of ₹ 830.44 crores and PAT of ₹ 108.78 crores in FY24 on annualised basis.
Revenue:
₹ 771.96 Cr.
EBITDA Margin:
20.91
% 
Net Worth: ₹ 711.76 Cr.
Market Capitalisation:
[●]
P/E:
35.29 times
P/BV: [●]
EV/EBITDA: 0.44 times
Financial results of Capital Small Finance Bank IPO based on restated financials as per prospectus and IPO review parameters can be referred to below.
| Financials | Sep-23 | FY23 | FY22 | FY21 | |
|---|---|---|---|---|---|
|
Balance Sheet
|
|||||
| Assets | 8390.69 | 7615.39 | 7990.77 | 7153.92 | |
| Net Worth | 711.76 | 610.61 | 610.61 | 450.79 | |
| Total Debt | 572.76 | 721.38 | 498.43 | 616.72 | |
|
Profit & Loss
|
|||||
Revenue
Revenue on annualised basis |
385.98
771.96 |
676.01 | 578.22 | 511.44 | |
EBITDA
EBITDA on annualised basis |
80.69
161.38 |
144.82 | 100.61 | 70.23 | |
PAT
PAT on annualised basis |
287.57
575.14 |
208.11 | 260.62 | 188.86 | |
Capital Small Finance Bank IPO PAT Margin is 74.50 % , ROCE (Return on Capital Employed) is [●] % as per latest financial. The below table shows Capital Small Finance Bank IPO Key Performance Indicators (KPI) as mentioned in company’s prospectus.
| Particulars | Sep-23 | FY23 | FY22 | FY21 |
|---|---|---|---|---|
| EBITDA Margin (%) | 20.91 | 21.42 | 17.40 | 13.73 |
| PAT Margin (%) | 74.50 | 30.79 | 45.07 | 36.93 |
| EPS (₹) | 15.59 | 27.35 | 18.41 | 12.04 |
| ROE (%) | 40.40 | 34.08 | 42.68 | 41.90 |
| ROCE (%) | [●] | [●] | [●] | [●] |
| ROA (%) | 3.43 | 2.73 | 3.26 | 2.64 |
| Debt to Equity | 0.80 | 1.18 | 0.82 | 1.37 |
The market Capitalisation of Capital Small Finance Bank IPO is ₹ 0.00 crores at the time of IPO and other IPO valuation metrics of this IPO is mentioned below.
The Capital Small Finance Bank IPO prospectus highlights an Return on Equity (ROE) of 40.40 % , Return on Assets (ROA) of 3.43 %, and an EBITDA Margin of 20.91 %, showcasing financial performance.
Profitability ratios like Return on Equity (ROE), Return on Assets (ROA), and Net Profit Margin shows Capital Small Finance Bank IPO financial report. Analysing these metrics can provide insights into the company’s efficiency, profitability, and long-term growth potential.
The post-IPO market capitalisation of Capital Small Finance Bank IPO is ₹ 0.00 Cr., based on the issue price and share structure. It helps investors gauge the company’s valuation and compare it with industry peers before investing.
The Capital Small Finance Bank IPO has a Price-to-Earnings (PE) ratio of 35.29 X, indicating valuation compared to industry peers. It helps investors determine if the stock is overvalued or undervalued compared to its earnings and industry peers.
Capital Small Finance Bank IPO reported revenue of ₹ 830.44 Cr. in the latest fiscal year, showing business performance, on annualised basis. Revenue figures from Capital Small Finance Bank IPO provide insights into sales growth, market demand, and business scalability.
Capital Small Finance Bank recorded an EBITDA of ₹ 161.38 Cr., reflecting operational efficiency. EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortisation) measures operational profitability.
Capital Small Finance Bank Profit After Tax (PAT) is ₹ 575.14 Cr., reflecting earnings growth. Profit After Tax (PAT) reflects the company’s actual earnings after all expenses, taxes, and deductions
Revenue:
₹ 771.96 Cr.
EBITDA Margin:
20.91
%
Net Worth: ₹ 711.76 Cr.
Market Capitalisation:
[●]
P/E:
35.29 times
P/BV: [●]
EV/EBITDA: 0.44 times
Capital Small Finance Bank operates in Banking And Finance and Financial Service Provider. The Issue is listed on BSE,NSE in Feb, 2024. Capital Small Finance Bank IPO size was 523.07 with Issue price of 468.00 .
Merchant Banker(s) of Capital Small Finance Bank IPO: Dam Capital Advisors Limited (Formerly Idfc Securities Limited) , Equirus Capital Private Limited , Nuvama Wealth Management Limited
Capital Small Finance Bank IPO subscription was 4.17 X. IPO subscription refers to applications received in an IPO by each quota, i.e., QIB, Retail, and NII. In some IPOs, Eligible employee quota and shareholder’s quota are also present. Learn more about IPO subscriptions here.
Capital Small Finance Bank IPO listed at a listing price of 434.30 against the offer price of 468.00.
The current market price of Capital Small Finance Bank is 289.05.
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