91  Total SME IPOs listed in 2025

4,041.09 Crs.  Total funds raised in 2025

63  SME IPOs listed with Gain in 2025

28  SME IPOs listed with loss in 2025

91  Total SME IPOs listed in 2025

4,041.09 Crs.  Total funds raised in 2025

63  SME IPOs listed with Gain in 2025

28  SME IPOs listed with loss in 2025

91  Total SME IPOs listed in 2025

4,041.09 Crs.  Total funds raised in 2025

63  SME IPOs listed with Gain in 2025

28  SME IPOs listed with loss in 2025

91  Total SME IPOs listed in 2025

4041.09 Crs.  Total funds raised in 2,025.00

63  SME IPOs listed with Gain in 2025

28  SME IPOs listed with loss in 2025

Muthoot Microfin Limited IPO Analysis

Muthoot Microfin IPO is a Book Building listing on BSE,NSE exchange, with an ipo size of ₹ 960.00 Cr. The company is based in Mumbai and caters to Banking And Finance sector. Axis Capital , ICICI Securities , Jm Financial , SBI Capital Markets are the merchant bankers of Muthoot Microfin IPO. It is a MainBoard IPO which filed its Draft Red Herring Prospectus (DRHP) on 27th July 2018.

Muthoot Microfin IPO posted revenues of ₹ 1446.34 crores and PAT of ₹ 163.89 crores in FY24 on annualised basis.

IPO Key Highlights

*At the time of IPO, on Annualised Basis
  • Revenue: ₹ 2,084.64 Cr.
            EBITDA: ₹ 1,412.78 Cr.
            PAT: ₹ 410.50 Cr.
  • EBITDA Margin: 67.77 %
            Pat Margin: 19.69 %
  • Net Worth: ₹ 1842.09 Cr.
  • Market Capitalisation: ₹ 4960.82 Cr.
  • P/E: [●]
  • P/BV: 1.77 times
  • EV/EBITDA: 8.25 times
Nature of IPO : MainBoard
Exchange : BSE,NSE
IPO Type : Book Building

Muthoot Microfin IPO Financial Performance (Restated)

Financial results of Muthoot Microfin IPO based on restated financials as per prospectus and IPO review parameters can be referred to below.

Amount in ₹ crores
Financials Sep-23 FY23 FY22 FY21
Balance Sheet
Assets 10031.29 8529.19 5591.45 4183.84
Net Worth 1842.09 1485.65 1203.24 775.71
Total Debt 7746.11 6493.17 3996.60 3015.65
Profit & Loss
Revenue
Revenue on annualised basis
1042.32
2,084.64
1428.76 832.50 684.16
EBITDA
EBITDA on annualised basis
706.39
1,412.78
788.48 425.66 327.21
PAT
PAT on annualised basis
205.25
410.50
163.88 47.39 7.05
Financials
30-Sep-23
FY23
FY22
FY21
Balance Sheet
Assets
10031.29
8529.19
5591.45
4183.84

Net Worth
1842.09
1485.65
1203.24
775.71

Total Debt
7746.11
6493.17
3996.60
3015.65

Profit & Loss
Revenue
Revenue on annualised basis
1042.32
2,084.64
1428.76
832.50
684.16

EBITDA
EBITDA on annualised basis
706.39
1,412.78
788.48
425.66
327.21

PAT
PAT on annualised basis
205.25
410.50
163.88
47.39
7.05

Notes:
1) Total debt incluides long-term borrowings and short-term borrowings.
2) Revenue means the Revenue from Operations as appearing in the Restated Financial Statements.

Muthoot Microfin IPO Key performance Indicators (KPI)

Muthoot Microfin IPO PAT Margin is 19.69 % , ROCE (Return on Capital Employed) is [●] % as per latest financial. The below table shows Muthoot Microfin IPO Key Performance Indicators (KPI) as mentioned in company’s prospectus.

Particulars Sep-23 FY23 FY22 FY21
EBITDA Margin (%) 67.77 55.19 51.13 47.83
PAT Margin (%) 19.69 11.47 5.69 1.03
EPS (₹) 17.57 14.19 4.15 0.62
ROE (%) 11.14 11.03 3.94 0.91
ROCE (%) [●] [●] [●] [●]
ROA (%) 2.05 1.92 0.85 0.17
Debt to Equity 4.21 4.37 3.32 3.89
Particulars
30-Sep-23
FY23
FY22
FY21

EBITDA Margin (%)
67.77
55.19
51.13
47.83

PAT Margin (%)
19.69
11.47
5.69
1.03

EPS (₹)
17.57
14.19
4.15
0.62

ROE (%)
11.14
11.03
3.94
0.91

ROCE (%)
[●]
[●]
[●]
[●]

ROA (%)
2.05
1.92
0.85
0.17

Debt to Equity (x)  
4.21
4.37
3.32
3.89

Notes:
1) The EPS represents post-bonus basic EPS.
2) Return on Equity is ratio of Profit after Tax and Total Equity.
3) Return on Assets is ratio of Profit after Tax and Total Assets.
4) Debt to Equity is ratio of Total borrowings and Total Equity.

Muthoot Microfin IPO Valuation Metrics

The market Capitalisation of Muthoot Microfin IPO is ₹ 4960.82 crores at the time of IPO and other IPO valuation metrics of this IPO is mentioned below.

Key Metrics (at the time of IPO)


Market Capitalisation (₹ Cr.):
4960.82

Enterprise Value (EV) (₹ Cr.):
11,654.83

EV/EBITDA (times) :
8.25

PE Multiple (times) :
0.00

P/B (times) :
1.77

NAV (₹) :
127.61

Notes:
1) The Enterprise Value is calculated as Market Cap. + Total Debt - Cash and Cash Equivalents.
2) Price to Book multiple is calculated as the ratio of Market Cap. and Net Worth post IPO proceeds.

What are the key financial metrics in Muthoot Microfin prospectus?

The Muthoot Microfin IPO prospectus highlights an Return on Equity (ROE) of 11.14 % , Return on Assets (ROA) of 2.05 %, and an EBITDA Margin of 67.77 %, showcasing financial performance.

How do profitability ratios impact the evaluation of Muthoot Microfin IPO?

Profitability ratios like Return on Equity (ROE), Return on Assets (ROA), and Net Profit Margin shows Muthoot Microfin IPO financial report. Analysing these metrics can provide insights into the company’s efficiency, profitability, and long-term growth potential.

What is the market capitalisation for Muthoot Microfin IPO ?

The post-IPO market capitalisation of Muthoot Microfin IPO is ₹ 4960.82 Cr., based on the issue price and share structure. It helps investors gauge the company’s valuation and compare it with industry peers before investing.

What is the PE Multiple of Muthoot Microfin IPO?

The Muthoot Microfin IPO has a Price-to-Earnings (PE) ratio of [●], indicating valuation compared to industry peers. It helps investors determine if the stock is overvalued or undervalued compared to its earnings and industry peers.

What is the Revenue of Muthoot Microfin IPO?

Muthoot Microfin IPO reported revenue of ₹ 1446.34 Cr. in the latest fiscal year, showing business performance, on annualised basis. Revenue figures from Muthoot Microfin IPO provide insights into sales growth, market demand, and business scalability.

What is the EBITDA of Muthoot Microfin IPO?

Muthoot Microfin recorded an EBITDA of ₹ 1,412.78 Cr., reflecting operational efficiency. EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortisation) measures operational profitability.

What is the PAT of Muthoot Microfin IPO?

Muthoot Microfin Profit After Tax (PAT) is ₹ 410.50 Cr., reflecting earnings growth. Profit After Tax (PAT) reflects the company’s actual earnings after all expenses, taxes, and deductions

IPO Key Highlights

*At the time of IPO, on Annualised Basis
  • Revenue: ₹ 2,084.64 Cr.
            EBITDA: ₹ 1,412.78 Cr.
            PAT: ₹ 410.50 Cr.
  • EBITDA Margin: 67.77 %
            Pat Margin: 19.69 %
  • Net Worth: ₹ 1842.09 Cr.
  • Market Capitalisation: ₹ 4960.82 Cr.
  • P/E: [●]
  • P/BV: 1.77 times
  • EV/EBITDA: 8.25 times

Revenue

(As Annualised)

EBITDA

(As Annualised)

PAT

(As Annualised)
Thinking of
Listing Your Business through
SME IPO?
We can Help!
Contact Us Today

Recent IPO List

Kalpataru Limited

  Real Estate

  Mumbai


Ellenbarrie Industrial Gases Limited

  Oil and Gas

  Kolkata


Globe Civil Projects Limited

  Engineering - EPC

  New Delhi


Aris Infra Solutions Limited

  Infrastructure

  Mumbai


Oswal Pumps Limited

  Solar

  Karnal


Peer Companies Of This Sector

FAQs

Muthoot Microfin operates in Banking And Finance and Muthoot Group Micro Finance Arm. The Issue is listed on BSE,NSE in Dec, 2023. Muthoot Microfin IPO size was 960.00 with Issue price of 291.00 .

Merchant Banker(s) of Muthoot Microfin IPO: Axis Capital Limited , ICICI Securities Limited , Jm Financial Limited , SBI Capital Markets Limited

Muthoot Microfin IPO subscription was 12.30 X. IPO subscription refers to applications received in an IPO by each quota, i.e., QIB, Retail, and NII. In some IPOs, Eligible employee quota and shareholder’s quota are also present. Learn more about IPO subscriptions here.

Muthoot Microfin IPO listed at a listing price of 266.20 against the offer price of 291.00.

The current market price of Muthoot Microfin is 142.80.

Services

IPO Advisory
IPO Advisory
In-depth, experienced and seamless execution throughout the IPO Process.
IPO Readiness
IPO Readiness
IPO Roadmap by improving Business Efficiencies, Financial Parameters and Corporate Structure to become IPO ready.
Fund Raising
Fund Raising
Fuelling a company's growth through Pre IPO Fund Raise, Private Equity, and Angel Investing.
SME : Business Scaling
SME Business Upscaling
Provide support to build a scalable SME business by unleashing the SME potential.
Post IPO Montoring
Post IPO Mentoring
Assisting with post IPO regulatory requirements and Performance Monitoring to achieve the milestone of Mainboard migration.

Thinking of
Listing Your Business through SME IPO?

We can help! Contact Us

Why Us?

  • Leading portal for IPOs
  • End to End Solutions
  • Known for Transparency